There are number of housing grants available online under the categories of home purchasing grants, house rent assistance and home improvement grants etc. HUD(Housing & Urban Development) is the main source of getting housing grants which is affordable is based on your requirement, income and location.
Now it is very easy to own your home, if you have been living in footpath or rental home since long, you have very low income, you can not survive your new home, you can apply for first time home buyer grants and can purchase your own home.
The following are the grants types are available only if you want to purchase or renovate your house:
Refinancing program for your home
Home improvement Assistance program
Rural Housing grant Program
State Grants Housing Program
Home Purchasing Grants
Under this grant program, you can purchase your home, this is also called first-time home buyer grant is specially for those who are going to buy their home first time. You do not have repay it. It is not like any loan program. Under this program you get $7000 and after the 1st January 2010, it is being continued by the state government and giving $7000.
Notes: In this budget 2011-2012, it has been announced that $10,000 QLD building boost for new houses, townships and various different programs. The NSW State government has doubled the amount of new housing grants to $15,000 in 2013 and it will be again $10,000 in 2014.
House Rent Assistance
The person who have been paying rent for their house can get government rental assistance. The Government housing department provide rental assistance according to your state. You can check it by selecting the state. You can also get housing rental assistance, if your income is very low and can satisfied the eligibility of the HUD income limits criteria.[http://www.huduser.org/portal/datasets/il.html].
Home Improvement Grants
Home improvement grants is the program under which you can get the financial help to repair your home or renovate your home from this grant amount and it will make your home safe living place and energy efficient. Government wants that your home should be energy efficient and perfectly wired. For qualifying your home repair grant, you have to show your home ownership and income documents.